Salary Calculator

Find your in-hand take-home salary from your CTC.

Work out your monthly and annual in-hand (take-home) salary from your CTC. Enter your cost to company, the bonus inside it and your monthly professional tax and PF figures to see what actually reaches your bank after deductions. Gross salary = CTC − bonus; take-home = gross − professional tax − PF − other deductions. Runs fully in your browser — nothing is uploaded.

How to use Salary Calculator

  1. Enter your CTC

    Type your annual cost to company into the free online salary calculator to begin estimating your in-hand take-home pay from your full CTC package.

  2. Add the bonus

    Enter the bonus included in your CTC so the tool can subtract it and work out your true gross salary before any monthly deductions are applied.

  3. Set PF and tax

    Input your monthly professional tax, employee PF and employer PF figures, or keep the standard defaults, so the take-home salary reflects real payroll deductions.

  4. Add other deductions

    Enter any additional monthly deductions to fine-tune the calculation, and the take-home salary updates instantly with every change you make.

  5. Read take-home pay

    View your monthly and annual in-hand salary with a donut split of take-home, deductions and bonus, ideal for budgeting and comparing job offers accurately.

  6. Reset or share

    Hit reset to model another offer or share the result link instantly, since every salary calculation runs privately in your browser and is never uploaded.

Frequently asked questions

What’s the difference between CTC and take-home?

CTC (cost to company) is everything your employer spends on you — including their PF share, gratuity and bonus. Take-home is what actually reaches your account after PF, professional tax and income tax are deducted.

How is PF calculated?

Employee and employer each contribute 12% of basic + DA, capped at a ₹15,000 wage ceiling — so the standard figure is ₹1,800 a month each. You can override both fields if your basic is higher.

Is professional tax the same everywhere?

No — it’s a state tax and varies, with a maximum of ₹2,500 a year (about ₹200 a month). Some states (like Delhi) don’t levy it at all, so set it to 0 there.

How do I calculate my in-hand salary from CTC?

This salary calculator works out your in-hand (take-home) salary from CTC by subtracting the bonus, then 12 months of professional tax, employee PF, employer PF and any other deductions. Enter your annual CTC and the figures and it shows your monthly and yearly take-home instantly.

What is a take-home salary calculator?

A take-home salary calculator estimates the net pay that actually reaches your bank account each month after PF and tax deductions are removed from your CTC. It’s ideal for comparing job offers, since two offers with the same CTC can have very different in-hand salaries.

How much take-home will I get for a 12 LPA CTC?

For a ₹12 LPA CTC the monthly take-home depends on your bonus, PF and professional tax — typically a little under ₹1 lakh a month with standard deductions. Enter ₹12,00,000 above with your exact PF and bonus to get your precise in-hand salary.

Is my data sent anywhere?

No. Everything is calculated in your browser with JavaScript — nothing you enter is uploaded.

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