Income Tax Calculator
Estimate income tax — new vs old regime, FY 24-25 & 25-26.
Estimate your India income tax for FY 2024-25 or 2025-26 under both the new and old regimes. Enter your gross annual income (and deductions for the old regime) to see taxable income, slab tax, the Section 87A rebate, surcharge, 4% cess, total tax, effective rate and take-home. Compare regimes side by side. Runs fully in your browser — nothing is uploaded.
How to use Income Tax Calculator
Pick financial year
Choose your assessment year, FY 2024-25 or FY 2025-26, in the free online Income Tax Calculator so it applies the correct India slab rates.
Select tax regime
Toggle between the new and old regime to instantly compare which gives lower tax, since the new regime cuts rates while the old allows deductions.
Choose employment type
Pick salaried or other so the Income Tax Calculator applies the right standard deduction (₹50,000 old or ₹75,000 new) to your taxable income.
Enter gross income
Type your total gross annual income and, under the old regime, add deductions like 80C, 80D, HRA and home-loan interest to lower taxable income.
View tax payable
Instantly see total tax, taxable income, slab-wise tax, the 87A rebate, surcharge, 4% cess and your effective rate, all calculated in your browser.
Compare and share
Switch regimes to find the cheaper option, then share your income tax estimate with a link or reset to model a different salary scenario for free.
Frequently asked questions
Which regime should I choose?
It depends on your deductions. If you claim a lot (80C, 80D, HRA, home-loan interest), the old regime can win. With few deductions, the new regime’s lower rates usually work out cheaper. Switch the toggle to compare both.
What is the Section 87A rebate?
A rebate that makes income up to a threshold effectively tax-free — ₹5 lakh taxable under the old regime, and ₹7 lakh (FY 2024-25) or ₹12 lakh (FY 2025-26) under the new regime. It’s applied automatically here.
Is the standard deduction included?
Yes, for salaried users — ₹50,000 under the old regime and ₹75,000 under the new regime. Pick ‘Other’ employment to exclude it.
How do I calculate income tax for FY 2025-26 in India?
Use this income tax calculator: pick FY 2025-26, choose the new or old regime and your employment type, then enter your gross annual income. It instantly shows your taxable income, slab-wise tax, 87A rebate, surcharge, 4% cess and total tax payable.
How much income is tax-free under the new regime?
Under the new tax regime, income up to ₹7 lakh (FY 2024-25) or ₹12 lakh (FY 2025-26) is effectively tax-free thanks to the Section 87A rebate, and salaried users also get a ₹75,000 standard deduction. This calculator applies both automatically.
Is my data sent anywhere?
No. Everything is calculated in your browser with JavaScript — nothing you enter is uploaded.
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