TDS Calculator
TDS on rent, professional fees, contracts, interest & more.
Work out the TDS (Tax Deducted at Source) to deduct on a payment and the net amount payable. Pick the nature of payment (194C contractor, 194J professional, 194I rent, 194H commission, 194A interest and more) to auto-fill the rate and threshold, or set a custom rate. Includes the 206AA no-PAN 20% rule. Runs fully in your browser — nothing is uploaded.
How to use TDS Calculator
Select payment section
Choose the nature of payment (such as 194J professional fees, rent or interest) and this free online TDS calculator auto-fills the section's rate and threshold.
Enter payment amount
Type the gross payment amount in rupees on which Tax Deducted at Source must be computed for the selected income tax section.
Adjust the TDS rate
The applicable TDS rate is filled in automatically from the section, but you can edit it instantly if your specific case uses a different percentage.
Set PAN status
Pick whether the payee has a valid PAN; choosing No PAN applies the higher Section 206AA rate of 20% to the deduction automatically.
Read TDS and net
Instantly view the TDS amount to deduct, the rate applied and the net payable after TDS, plus a flag when the amount is below the threshold.
Share the calculation
Use the share button to copy a link that reopens this online TDS calculator with your chosen section, amount, rate and PAN status preserved.
Frequently asked questions
What is TDS?
Tax Deducted at Source is tax the payer withholds while making certain payments (salary, rent, professional fees, interest, etc.) and deposits with the government on the payee’s behalf.
Why does ‘No PAN’ raise the rate to 20%?
Under Section 206AA, if the payee doesn’t provide a valid PAN, TDS must be deducted at the higher of the applicable rate or 20% (sometimes more for specific sections).
Are these rates current?
They reflect commonly applicable rates and thresholds, but the Budget changes them periodically. The rate is editable — confirm the latest figures with the Income Tax Department before deducting.
How do I calculate TDS on a payment?
To calculate TDS, multiply the payment amount by the applicable TDS rate for that section. This free TDS calculator does it for you — pick the nature of payment, enter the amount, and it shows the TDS to deduct and the net payable, factoring in the section’s threshold and PAN status.
What is the TDS rate under Section 194J?
Section 194J covers professional and technical fees, with TDS commonly deducted at 10% (2% for certain technical services) once payments cross the threshold. Select the 194J section above and this TDS calculator auto-fills the rate, which you can edit if your case differs.
How much TDS is deducted if there is no PAN?
If the payee doesn’t supply a valid PAN, Section 206AA requires TDS at the higher of the normal rate or 20%. Switch the PAN status to “No PAN” above and the calculator recomputes the TDS at the 20% minimum automatically.
Is my data sent anywhere?
No. Everything is calculated in your browser with JavaScript — nothing you enter is uploaded.
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